Get Loan-Ready & Matched
Before You Apply
LoanWisely gives you clarity, not confusion — with a real-time readiness score, instant lender matching, lender-ready Plaid Asset reports, and personalized tips powered by your actual finances.
How it works
Get loan-ready and apply in minutes with our simple, secure process
Secure Plaid Connection
Connect your assets safely through Plaid Link. Our platform uses bank-level encryption to ensure your financial data remains protected throughout the entire process.
Real-Time Readiness Score
Get an instant loan readiness score with detailed breakdowns of what's helping or hurting your chances, plus personalized guidance on exactly what to improve before you apply.
Instant Lender Matching
Preview the lenders you already qualify for based on your verified Plaid data. We instantly surface funding partners whose underwriting criteria match your revenue, deposits, and industry profile.
Plaid Asset Reports
Download Plaid Asset Reports that lenders already trust, complete with verified account balances, historical transactions, and outstanding liabilities, plus a secure share link for lenders.
Powerful Features
Everything you need to understand and improve your loan readiness
Our comprehensive platform provides verified insights, detailed analysis, and professional reports to maximize your loan approval chances.
- Readiness Score & Insight Engine
- Goes beyond raw numbers by analyzing cash flow, deposit trends, and income stability to score fundability using real SMB lending metrics.
- Lender Matching Engine
- Instantly match with verified lenders whose underwriting criteria align with your real-time Plaid data, industry profile, and revenue thresholds.
- Lender-Ready Report Export
- Produce Plaid-powered asset reports with verified cash flow, balances, and liabilities that you can download or share via secure link.
- Actionable Guidance
- Get prioritized guidance such as “boost monthly deposits by $2K” to unlock more lender matches and remove funding friction faster.
- Ongoing Tracking & Alerts
- Stay on track with monthly insights and proactive alerts when deposits drop, expenses spike, or metrics shift.
- Business Owner Data Control
- You decide when and with whom to share data — no reselling, no backdoor lead selling, just pure transparency and empowerment.
Simple, Transparent Pricing
Choose the plan that fits your needs. Upgrade or downgrade at any time.
Free
Explore with demo data
- Demo data analysis
- Sample loan readiness score
- Plaid Sandbox environment
- Basic recommendations
- Community support
Subscription
Continuous monitoring, instant matches & alerts
- Everything in One-Time Pack
- Instant lender matching
- Monthly readiness updates
- Ongoing guidance
- Alert notifications
- Priority support
One-Time Report
Plaid-powered readiness pack you can download & share
- Real assets analysis
- Loan readiness score + insights
- Personalized recommendations
- Plaid asset report download
- Shareable secure link
- Email support
What Our Users Say
Join borrowers who have improved their loan prospects and matched with better lenders.
“This gave me the confidence to apply — and the clarity to fix my finances.”
Instant Lender Matches Backed by Real Numbers.
Join borrowers who have improved their loan readiness, unlocked instant lender matches, and secured better terms. Start your journey today.