Pre-Qualify Borrowers Before Underwriting Starts
LoanWisely helps lenders identify stronger borrowers early using verified Plaid bank data, cash-flow insights, and readiness signals so your team can prioritize the right files before underwriting time is wasted.
Free for up to 3 borrowers.
Invite borrowers to connect securely through Plaid and receive results by email.
How it works
From borrower invite to verified results your team can use before underwriting starts.
Invite Borrower
Send a borrower invite from your lender workflow so the right files enter review with a clean, trackable starting point.
Secure Plaid Connection
Borrowers connect accounts through consent-based Plaid Link so your team can review verified bank data without collecting credentials.
Readiness + Cash-Flow Insights
Review borrower readiness signals across cash flow, liquidity, account health, and debt behavior before underwriting time is spent.
Lender-Ready Plaid Asset Reports
Generate trusted and standardized Plaid Asset Reports with balances, liabilities, and transaction context to support cleaner internal reviews.
Decision Routing
Route files using lender-specific approve, deny, and manual review rules so stronger borrowers move faster and weaker files are filtered earlier.
Powerful Features
Everything your team needs for better borrower intake decisions
Build a cleaner lending pipeline with verified borrower data, automated decisioning policies, and lender-ready Plaid Asset Reports.
- Prioritize Stronger Files Faster
- Use verified cash-flow, liquidity, and debt insights to identify borrowers worth advancing before full underwriting begins.
- Reduce Wasted Underwriting Time
- Give reviewers earlier readiness context so weak files are filtered sooner and stronger files move through faster.
- Get Lender-Ready Results
- Generate trusted and standardized Plaid-powered report outputs with balances, liabilities, and transaction context for faster review.
- Standardize Early Decisions
- Configure approve, deny, and manual review routing with policy-aligned thresholds for cleaner early-stage triage.
- Increase Decision Consistency
- Track automated and manual outcomes to improve policy consistency, reviewer alignment, and auditability over time.
- Collect Data Securely Through Plaid
- Use consent-based Plaid Link with encrypted tokenized access and no borrower credential storage by LoanWisely.
Lender-Friendly Pricing
Monthly tiers based on your monthly active borrower volume.
Start free with up to 3 borrowers, then choose the plan that fits your monthly volume.
Starter
For lender teams onboarding up to 30 active borrowers.
- Includes up to 30 borrowers
- Additional borrowers at $9 each
- Lender portal access
- Plaid asset report generation
- Decisioning + alerts configuration
- White-label branding controls
Growth
For lender teams onboarding up to 70 active borrowers.
- Includes up to 70 borrowers
- Additional borrowers at $7 each
- Everything in Starter
- Decision log visibility
- Priority partner support
- Platform customizations on demand
Scale
For lender teams onboarding up to 150 active borrowers.
- Includes up to 150 borrowers
- Additional borrowers at $6 each
- Everything in Growth
- Advanced operational visibility
- Dedicated rollout coordination
- Dedicated system integrations, e.g. QuickBooks
Contact Us
Run LoanWisely on real borrowers
Tell us your workflow and we will help you test on live files.
Bring Verified Borrower Intake.
Invite a borrower, let them connect securely through Plaid, and get lender-ready results by email.